UAPD Section 22: Long Term Disability Insurance

22.1     Eligibility

The County shall continue to provide its present long-term disability income protection plan for permanent unit members at no cost to said unit members; provided however, that in order to be eligible for such plan, unit members must have been employed by the County for three (3) or more years.

22.2     Waiting Period

Effective with disabilities commencing on or after January 1, 1988, the one hundred and twenty day (120) disability period required to qualify for long term income protection shall no longer require continuous disability but shall be cumulative for any single medically verified illness or injury within a period of six (6) full months from the date of the disability’s onset. The onset date shall be defined as the first workday the unit member was unable to work.

22.3     Coverage

The Long Term Disability Plan provides a maximum benefit of Two Thousand Four Hundred Dollars ($2,400) monthly. The Plan also covers part-time unit members who work a minimum of twenty hours per week.

22.4     Limits

The Long Term Disability Plan is also modified to restrict benefits for psychiatric disabilities that result from stress, depression or other life events to two (2) years. However, a disability resulting from certain chronic psychotic disorders or a disorder with demonstrable organic brain deficits can qualify for benefits payable up to the age of sixty-five (65).