22.1.             Coverage

Employees shall be covered by life insurance and accidental death insurance as follows:

The County shall provide twenty thousand dollars ($20,000) of life insurance for each employee. The County shall provide five hundred dollars ($500) of life insurance for the employee’s spouse and up to a maximum of five hundred dollars ($500) of life insurance for each of the employee’s children, depending on their ages.

The County shall provide an additional ten thousand dollars ($10,000) of life insurance payable to the employee’s beneficiary if the employee’s death results from an accident either on or off the job.

22.2.             Supplemental Coverage 

Employees, depending on pre-qualification, may purchase additional term life insurance to a maximum of two hundred fifty thousand dollars ($250,000) for employee, one hundred twenty-five thousand dollars ($125,000) for spouse, and ten thousand dollars ($10,000) for dependents.